Getting an appraisal from Wall Appraisal Service

Every year, thousands of people in Pennsylvania purchase, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. And while there are a budding number of automated home valuation systems that might appear less expensive than an appraisal, the majority of lenders still call in a local expert because the stakes are so high. But is getting a mortgage the only basis for getting an appraisal? Are there other cases when the services of a certified, independent real estate professional might be helpful? Absolutely.


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Let Wall Appraisal Service help you appeal your tax assessment in Lancaster County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Wall Appraisal Service is your best evidence when building your case. At Wall Appraisal Service,we can assist you in challenging your tax assessment.

Eliminating PMI will lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, nearly all lenders ask homebuyers to purchase an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Wall Appraisal Service will produce a statement regarding the value of your home, and the cost of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the strenuous decision of who maintains the house, and it can be an especially traumatic ordeal for both parties. Regardless of the circumstances, it's wise to get an appraisal from Wall Appraisal Service so both parties are completely aware of the true market value of their home.

The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Lancaster County?

We know the stress associated with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide feedback on the positive characteristics of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Let Wall Appraisal Service help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.